# Origination and Underwriting Glossary

> 1 terms from the Banking & Lending book's Origination and Underwriting part, each defined in a line and linked to the chapter that explains it.

- **Adverse action:** a decline, or a counteroffer the applicant doesn't accept, which requires a notice with the principal reasons ([The Banking & Lending Business](https://www.syntaqx.com/books/banking-and-lending/banking-business#the-life-of-a-loan)).

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Canonical URL: https://www.syntaqx.com/books/banking-and-lending/glossary/origination-and-underwriting